ERP Platforms

Microfinance System — Lending operations, disciplined by software.

Member management, loan lifecycle, collections and reporting for microfinance institutions, credit co-operatives and lending businesses.

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Cloud Mobile App

Capabilities

Everything the work demands.

  • Member Management
  • Loan Products
  • Disbursement
  • EMI & Collections
  • Interest Calculation
  • Agent Management
  • Overdue Tracking
  • Statutory Reports

Modules

Modules that work as one system.

Every module reads and writes the same database — enter data once, see it everywhere.

Members & KYC

Member profiles with KYC documents, groups and guarantors.

Loan Lifecycle

Application, approval, disbursement and closure with full audit trail.

EMI Engine

Flat, reducing and custom schedules with automatic interest computation.

Collections

Daily collection sheets, agent-wise receipts and instant posting.

Overdue & NPA

Bucket-wise overdue tracking with follow-up lists per agent.

Reports

Demand-collection-balance, portfolio quality and statutory formats.

Benefits

What changes for your business.

Eliminate interest calculation disputes with a consistent, auditable engine.

Track every rupee from disbursement to final EMI.

Watch portfolio quality live with bucket-wise overdue analysis.

Give auditors and regulators clean, exportable records.

microfinance.natholia.com
RecordReferenceAmountStatus
Members & KYC#A-1042₹1,24,300Posted
Loan Lifecycle#A-1041₹86,150Processing
EMI Engine#A-1040₹52,720Posted
Reports#A-1039₹2,08,900Review

Representative product view — see the real system in a live demo.

How it flows

A workflow your team already understands.

Capture

Operations are entered once — or flow in from the field app.

Process

The system validates, computes and posts to every linked module.

Bill

Invoices, receipts and statements are generated in seconds.

Decide

Live reports show exactly where money and margin are.

FAQs

Questions we hear most.

Something else on your mind? Ask us directly — a real engineer answers.

Flat, reducing balance and custom schedules, with configurable rounding, grace days and penal interest rules.
Yes. Agents record collections on an Android app that syncs to the central database, with agent-wise cash reconciliation.

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